City Union Bank (CUB) net banking refers to CUB’s internet banking services to its customers. It is a quick, easy and convenient platform to fulfill all possible banking requirements of their customers. With the help of this platform, users are able to conduct transactions and avail of other bank account-related services from the comfort of their own homes without the hassle of physically visiting a banking outlet.
CUB’s users simply need to get in touch with their local branch/ATM to avail of this platform. Alternatively, they may also register online via the following link: https://www.onlinecub.net/servlet/ibs.servlets.IBSLoginServlet.
Features –
CUB provides a multitude of services on their Internet platform, such as:
- Information regarding account summaries
- Account statement download
- Transaction history
- Internal rerouting of funds to personal and third party CUB accounts anywhere in the world
- Inward clearance verification
- Details regarding unrealized cheques sent for collection and outstation cheques purchased
- NEFT and RTGS fund transfer facilities
- Bill payments and secure online shopping via multifactor authentication as well as an online direct tax payment
How to Register for City Union Bank Online Banking?
Registration Process Online –
- The Registration of Net banking occurs automatically, along with the opening of a CUB bank account. Yet, in case this does not transpire, the following steps may be followed to activate net banking facilities for any bank account.
- Visit the official CUB net banking platform via the following link: https://www.cityunionbank.com/
- Locate and then click on the online services tab at the righthand part of the web page.
- Click on the section which says register and choose the retail banking option from the dropdown menu.
- Click on the ‘self-user/register online registration’ section. Once you are redirected to the self-registration side, read all terms and conditions carefully before clicking on ‘accept to proceed.’
- Enter the required details on the next webpage and confirm to complete the registration.
Registration Process via Phone Banking –
- Users may activate net banking facilities for their account by calling on the customer care number, 044-71225000, on weekdays.
- Once the user is connected to a customer service executive, they simply need to provide the executive with their Telephone Identification figure and Customer ID or verify their bank details to confirm their identity.
- The executive of customer care will proceed to register your request for net banking activation on your account.
- Once the registration process is complete, the Bank shall send the user their password of net banking via courier service, following which the facilities shall be activated within 7 to 10 business days.
Registration Process via Bank Branch –
- Any CUB customer can activate net banking services for their bank account by simply visiting their nearest CUB bank branch and following the steps mentioned here.
- At the bank branch, customers simply need to ask for the registration form of net banking for either individuals or corporate entities, whichever the case may be.
- Once the form has been duly filled and submitted to the CUB branch, the official processes the activation request, following which the bank shall send the user ID and other details to the customer via SMS to their registered phone number.
- The account password will be sent to the customer via speed post courier, thereby reaching their mailing address in about 7 to 10 business days. Once the mail carrying the password is dispatched, an SMS with the courier tracking number is sent to the customer.
How to Login into City Union Bank Net Banking?
- Visit the official CUB net banking platform via the following link: https://www.cityunionbank.com/
- Locate and click on the Login button on the top right-hand corner of the webpage.
- Based on your requirements, select the appropriate option from the dialogue box which appears: personal banking, corporate banking, credit card portal, apply fastag or fastag login.
- From the subsequent page, click on the option, ‘click here to log in for a registered user.’
- Enter your personal User ID or Customer ID and enter the authentication Captcha along with it.
- Finally, enter your password and click on the login button to access your CUB net banking account.
How to Check Account Balance on CUB?
- Use your login ID and password to access your CUB net banking account.
- Toggle to the ‘Accounts’ tab and click on the ‘Accounts Summary’ option.
- A screen listing all your registered CUB accounts shall appear. Select the account whose balance you would like to check.
- The next screen then displays the account balance and other details regarding your selected bank account.
How to conduct NEFT transactions?
- Use your login ID and password to access your CUB net banking account.
- Click on the ‘Funds Transfer’ tab and select the ‘Add a Beneficiary’ option. Select Beneficiary type.
- Provide the account details or the credit card information associated with the Beneficiary, along with the IFSC code and branch name.
- Click on the ‘Add’ option followed by the ‘Confirm’ option.
- An authentication window shall open, where you must verify yourself.
- Next, simply wait for the bank to process your request within 30 minutes and send you the confirmation message.
- To transfer the funds to the Beneficiary, visit the ‘Funds Transfer’ tab and select the ‘Transfer to other banks (NEFT)’ option.
- Select the account, the beneficiary, and provide all other relevant details.
- Accept the terms and conditions, and then click on ‘Confirm’ to complete the transaction.
Conclusion
Overall, CUB provides exemplary online services to all its clients. Recently, they launched a Whatsapp banking option, which links the customer’s CUB bank account to their Whatsapp accounts, thereby enabling them to carry out transactions directly from the instant messaging app. They have also launched a video KYC verification option, which allows customers to complete their KYC verification process from their own homes’ comfort. These unique developments certainly put them ahead in net banking services.
