How to Get an Instant Personal Loan in India Online in 24 Hours?

Digital revolution has transformed the definition of technology across the globe. Millennials are leading a digital and fast-paced life by applying for an instant personal loan in India online to pursue their dreams, hobbies and other passions. So, technology is helping Gen Y to achieve their goals and also encouraging them to aspire even more.  

With advancements in technology, we have reached a point where everything we need can be achieved in a click of a button. On the other hand, lenders have also been utilizing technology to improve the quality and quantity of lending services. So much that, nowadays, many lenders can provide loans in less than 24 hours and even instantly. So, if you are looking for a personal loan to meet your immediate needs, then this blog shall explain to you how to make it happen!

You Can Avail a Personal Loan in Less Than 24 Hours!

There are few deliverables at your end, which can help your loan get sanctioned in less than 24 hours. But you need to be proactively ready with the essentials, and hence, your loan disbursal will also not be too far away!

  • Analyze the nature of your requirement – Be it a medical emergency, home or car repair, paying your child’s tuition fees, etc., just ensure that you are certain about the nature of your requirement. Because, it further helps you to understand the amount you would need and in turn, save you from denting your pockets while incurring huge expenses.

  • List down a few suitable lenders – Conduct better research on the available lenders who can approve you with a personal loan. Shortlist their products and terms of service they provide and calculate the EMIs to understand which repayment schedule may fit your pocket. Isn’t that simple! This exercise can help you skim down to the most suitable lender that you can approach based on your requirements.

  • Review the eligibility criteria – Ensure that you meet the eligibility criteria set by your lender, as the criteria differ from one individual to another. However, most of the common parameters for judgement are the minimum age, the salary you earn, employment and location. So, have your eligibility checks in place before availing a loan with any lender.

  • Keep your documents handy – To process your loan application, certain documents such as:

    • PAN card

    • Aadhar card

    • Salary slips – 3 to 6 months

    • Bank statements – 3 to 6 months

    • Residence proof, etc. are to be kept handy

By doing so, you can help yourself in avoiding the delay of submission.


So, if you can try and implement these tips before you apply for a personal loan, this implies that you are saving a lot of time and effort that would, in fact, go while processing your loan application. Everything has gone digital and so is applying for a personal loan online.

If you want to avail a personal loan in less than 24 hours, consider applying with FlexSalary. Because they are instant to approve, follow a transparent process and immediately disburse the loan amount into your account. You can also avail a personal loan online with the help of FlexSalary App – the personal loan app to apply for a loan and get cash on the same day.