Can Anyone Get Pet Insurance?

With the change in our lifestyle choices, the way of living our lives and the definition of family are changing. These days, people have become comfortable with having a pet in their homes. Not just that, most pet parents treat their pets just as they would treat their family members. They care for them, bathe them, feed them, and make sure they have everything they will need. And if you truly consider your pet as your family, it is only right to make sure they have all the things you would. And one of those things is pet insurance

An insurance is essentially a financial fallback in case of emergencies, especially medical ones. And if you have been a pet parent for a while, you will understand our sentiment when we say that there is nothing worse than watching your beloved pet suffer. However, medical expenses for pet animals can at times be a bit too overwhelming for most of us. In such a scenario, pet insurance comes to your rescue. It helps cover the veterinary expenses incurred when your pet gets treated for illnesses or injuries. This way you can rest assured that your pet will receive the best medical care possible. 

It has come to our attention that not a lot of pet parents opt for pet insurance. We honestly think this is because not a lot of people are aware of the process of buying pet insurance and the eligibility criteria for it. The sole purpose of writing this blog was to answer the question, can anyone get pet insurance? And this is a commonly asked question since most new pet parents are young college-going pupils who are looking for emotional support in their pets. In that case, you will be delighted to know that yes, anyone can get pet insurance as long as you are an adult and can afford to pay the premiums on time. It helps if you choose a pet insurance policy that you can afford.

Since we are talking about pet insurance policy and the premiums, know that there are various factors that ultimately decide the amount you will need to pay to the insurance company. One of the first things that determine the right policy for you is the species of your pet. For example, if your furry friend is a dog, you are better off choosing a dog insurance policy that is specifically designed to address the issues faced by canines. On the other hand, if your furry friend is a cat, cat insurance will suit your feline incredibly well. However, there are also other insurance policies that offer wider coverage, which then comes in handy if you have an exotic pet. 

Let us now talk about the eligibility criteria for pet insurance. Most insurers allow you to choose pet insurance depending on your budget, however, the coverage may vary. The next criterion while buying pet insurance is age. For example, a majority of dog insurances require your dog to be at least 3 months old to invest in a pet insurance policy. The maximum age that is eligible may vary depending on the insurer you choose and the breed of your dog. 

Despite being a wise thing to do, a lot of people are skeptical about buying pet insurance because they are not familiar with the benefits. This is why we are also going to discuss a few key benefits of buying pet insurance. 

  • One of the most obvious benefits of pet insurance is that you can rest assured that your pet will receive the best medical care possible. A few things your pet insurance can cover include treatments for fractures, pregnancy complications, dental issues, cataracts, and so on. 
  • Taking care of a pet can at times be a costly affair. Everything including their nutrition, grooming, accessories, and so on can burn a hole in your pocket. In such a scenario, a sudden illness can be too much of a financial burden for many. Pet insurance prevents you from breaking your savings and provides much-needed financial help. 
  • Depending on the insurance policy you choose, some plans may also offer you additional coverage. For example, your plan may also cover death or theft/loss of the pet, overseas travel, and third-party liability in case your pet causes injuries to someone or damages someone’s property, and so on.

Now that we have managed to answer most of your questions, it is time to get your pet the much-needed pet insurance. Before you zero in on a policy, we recommend talking to experts as well as your pet’s vet.