Which one is best – Navi Health Insurance Vs. Care (Religare) Health Insurance?

5 out of 10 persons these days suffer from lifestyle diseases. And ever since the outbreak of COVID-19, it has become even tougher for people to stay healthy. No matter how much we try hard, so many of us are contracting the virus and fall ill. This is also leading us to end up at the hospitals. Along with our poor health, hospital bills also become a matter of concern. Well, when it is about the medical bills, we can surely have some control over it by buying a health insurance policy.

However, with so many health insurance policies in the market, it can be confusing for anyone to choose a particular policy and buy it. Well, the two leading health insurance companies that you can consider any day are Navi Health Insurance and Care Health Insurance. If you want to know the difference between these two, here you go.

Difference between Navi Health Insurance and Care Health Insurance

Sinceyou are making your mind up for one health insurance company and its policy, here is Navi Health Insurance Vs Care Health Insurance mentioned below for you.

Navi General Insurance

This is also called COCOCure Health Insurance and offers 7 health insurance policies for individuals, their families, senior citizens, and even corporates. The health insurance policies offered by COCOCure Health Insurance provide coverage for accidents, critical illnesses, vector-borne diseases, COVID-19, and several health problems.

The number of health insurance policies: The total number of health insurance policies offered by Navi General Insurance is seven.

E-services: The e-services expected by them include Claim settlement, Policy sale, Policy renewal, Branch locator, Online consultation, and 24×7 customer service.

Branches: The company has 17 branches which you can have access to.

Claim settlement ratio: The claim settlement ratio of the company is 84.31%. This means, of 100 cases, 84 of the claims have been settled so far.

Network Hospitals: Navi Health Insurance has more than 5000 network hospitals.

Care Health Insurance

Care Health Insurance is also one of the renowned insurance companies in India that offer 13 health insurance policies that provide coverage to individuals, their families, senior citizens, for maternity as well as requirements of newborn babies. The coverage provided by these policies is for accidents, critical illnesses, cancer, diabetes, pre-existing heart diseases, COVID-19, and many other health-related problems.

The number of health insurance policies: The number of health insurance policies that care health Insurance provides is 13.

E-services: The e-services you will get from Care health Insurance are Branch locator, Claim settlement, Online consultation, Policy sale, Policy renewal, and 24×7 customer service.

Branches: The company has more than 140 branches in India. You can have access to them very easily.

Claim settlement ratio: The claim settlement ratio of the company is 93%. This is considered to be a great CSR.

Network Hospitals: The network hospitals of Care Health Insurance are more than 7800.

Both of these companies are good when it comes to their health insurance policies. However, to know precisely about the health insurance policies, you need to have in-depth information. Some of the health insurance policies offered by Navi Health Insurance provide up to INR 1 Crore as Sum Insured. While a few of the health insurance policies offered by Care Health Insurance come with INR 6 Crore as Sum Insured.

If you want to gather more information about both of these two companies and their health insurance policies, you can visit the website of IIFL. Apart from these, you will also be able to come across several other insurance companies and their policies that you may find interesting and suitable for your needs. Now do not take any more time and simply visit the IIFL website today.

Nishisingh

Nishi Singh is a professional journalist and editor in New Delhi. She has studied Mass Communication from National Institute of Mass Communication.