A tummy tuck can cost anywhere from $7,000 to $11,000, but most people do not have that kind of money at their disposal. It is a good idea to consider your financing options if you need to pay this much. Credit cards are generally accepted at most practices, but you should consider interest rates and other associated fees before taking on such a huge loan. Another option is to consider third-party financing companies that specialize in non-covered treatments.
Cost of a tummy tuck
The cost of a tummy tuck procedure, also known as abdominoplasty, varies widely. It depends on the surgeon, the amount of skin and fat removed and other expenses related to the surgery. According to the American Society of Plastic Surgeons, an average tummy tuck procedure costs $6,092. This does not include the surgeon’s fee or other surgery-related expenses. Most procedures involve liposuction and abdominal plication. Some providers include anesthesia while others don’t.
While the procedure is considered an elective procedure and not covered by health insurance plans, some insurance companies do cover it, with a co-payment and prescribed medication. Tummy tuck cost depends on the surgeon, the area of the body to be treated, and the surgeon’s experience. If you are looking for a less-invasive procedure, you can opt for local anesthesia instead of general anesthesia.
Price range
A full tummy tuck can cost anywhere from $9,000 to over $29,000 depending on the surgeon’s experience and the amount of extra skin that must be removed. While the price of a tummy tuck may seem high, it is essential to remember that prices are subject to variation and can differ significantly from one surgeon to the next. Before undergoing the procedure, you should consult with several plastic surgeons to compare their services, experience, and costs. While the fees for a consultation can vary significantly, you should expect to pay $250 to $350 for the first consultation.
Financing options
If you have the money to pay for your tummy tuck, you can do so without any hassles. Some surgeons have financial arrangements with companies that offer loans for cosmetic surgeries. You can often get a low monthly payment option and extend the term if you want to. You can also use a credit card, either a new one or a current one, and apply for a 0% APR balance transfer offer. Make sure to pay off your balance before the introductory period expires.
If you have less-than-perfect credit, you may not have available credit to pay for a tummy tuck. If this is the case, medical credit cards may be your best bet. However, make sure to research the credit card’s terms before applying. You might not want to charge too much for your surgery with a medical credit card. Instead, you’ll have a better chance of paying off the loan faster.
Insurance coverage
If you’re considering a tummy tuck but aren’t sure if your health insurance will cover the procedure, talk to your primary care physician. He or she can determine if this cosmetic procedure is medically necessary and help you get approved. In addition, your doctor can determine if you have loose abdominal muscles and excess skin. If you have ulcerations or infections in your lower abdomen, a tummy tuck may be an excellent option.
While most private health insurance companies do not cover tummy tucks, Medicaid can. To qualify, Medicaid must have a medical condition that requires this surgery. In some cases, Medicaid will cover the cost of the procedure. If you have back pain, incontinence, or other medical issues that warrant the surgery, Medicaid may pay for it. Fortunately, there are still some options. Read on to learn more about your options and whether your health insurance will cover your surgery.