THE SCOPE OF INSURANCE PROGRAMMERS IN THE UNITED STATES

The scope of insurance programmers in the United States is very wide. There are many different types of insurance programs that they can help design, develop and maintain. Insurance programmers can be found working for private companies or governmental agencies where they work with healthcare, auto, property and casualty industries to name a few.

Insurance companies have a lot of information that they manage on a daily basis. This includes client information, financial records, claims and many other types of data. Insurance programs help to keep all of this information organized and readily available for insurance agencies or companies to use as needed. They can create custom databases which allows the company to track incoming requests, see what has been processed, manage claim information and much more.

Insurance programmers work with many different types of information systems. These can include medical insurance billing software used by doctors to submit bills for patient care, an automotive system that tracks the purchase and sale of vehicles for a dealership over time or even custom tailored programs designed specifically for use by a single insurance company.

Most of the work that an insurance programmer does is done on a computer and requires them to use software design tools such as programming languages, databases and operating systems. Insurance companies will often ask for resumes or portfolios from potential employees so they can look over their experience with different types of programing software and operating systems.

In order to become an insurance programmer, most employers require at least a bachelor’s degree in computer programming or information technology. Many programmers also earn postgraduate degrees such as master of business administration (MBA) or Master of Science programs to help them gain the skills and abilities needed for this type of work.

Insurance Programmers earn on average $75,000 per year. The lowest 10 percent of programmers typically make less than $45,000 while the highest 10 percent can make up to $120,000 annually.

Qualification of insurance programmers

Insurance companies require that their employees have formal education degrees in order to be considered for employment. Most employers will insist on looking at resumes or portfolios of previous work completed by potential employees. Employers may also ask for proof of specific software skills which can include computer languages, databases and operating systems.

Professionals who are pursuing a career as an insurance programmer should have a bachelor’s degree in computer programming, information technology or a related field. It can also be beneficial to earn a postgraduate degree such as an MBA or Master of Science in order to gain the skills and experience needed for this type of work.

Many insurance companies will hire entry-level applicant’s right out of college, but most will require at least three years of experience in programming and related work.

Other important skills that insurance companies look for include:

  • Analytical and problem solving skills
  • Attention to detail
  • Coordination ability
  • Critical thinking
  • Decision making abilities
  • Flexibility
  • Interpersonal skills
  • Leadership skills
  • Listening skills
  • Organizational abilities
  • Planning ability
  • Project management skills
  • Research abilities
  • Self-motivation and discipline
  • Team player abilities.

Non educational requirements for programmers are minimal, often requiring only an extensive work history and good references.

Programmers must have a license, certification or registration to work in some states and territories of the United States. These professional certifications may include:

  • Certified Insurance Compliance Professional (CICP)
  • Certified Insurance Fraud Investigator (CIFI)
  • Certified Insurance Service Representative (CISR)
  • Certified in Insurance Accounting and Finance (CIIAF).