Steps to apply for a Bajaj EMI Card Instantly Using Experia Customer Portal

Buying electronic products at No Cost EMIs can save you from facing financial challenges while ensuring that you do not compromise on your big-ticket purchasing needs. The availability of financial products like the Bajaj EMI Network Card only simplifies the convenient availability of such instalment options when making high-value purchases.

If you have not availed the card already, you can proceed to apply for a Bajaj EMI card and utilise its benefits when purchasing products like mobile phones, refrigerators, TVs, and such appliances.

If you are an existing member of the Bajaj Finserv family, you can choose to complete the EMI card application process online using the Bajaj Experia portal. The facility to apply online for a Bajaj EMI card for new customers, as well as existing ones, is now available in a few simple steps only. Take a look.

How to apply for a Bajaj EMI Network Card online?

Existing customers need to follow the simple step-wise process listed below to ensure a successful EMI card application.

  1. Use your customer ID and password to login to the Experia portal. If you cannot recall your password, you can enter the Customer ID and choose OTP verification. Once the OTP is sent to the registered mobile number, use it to access your account on this portal.
  2. Once logged in, check your pre-approved offers, which are specially tailored lending terms for you based on your credit history, age, income, and more. 
  3. Click on the ‘Apply for a Bajaj EMI Card’ option to proceed.
  4. Submit relevant documents and wait to receive the approval.

With a pre-approved offer in place, it only takes a few minutes to receive approval for your EMI card application.

You can also download the Bajaj Experia mobile application to proceed with the application. Also, be sure to check whether you are eligible to avail such cards before you proceed to apply for the EMI card online.

Who is eligible for the Bajaj Finserv EMI Network Card?

Individuals looking to avail such an EMI card will need to meet two essential requirements. Listed below are the eligibility criteria for this financial product – 

  • Applicants must be aged between 21 and 60 years.
  • They should possess a steady and stable source of income.

Apart from these requirements, applicants also need to submit a few documents to avail this instant credit option.

What are the documents required for the Bajaj card?

When applying for the EMI card, keep the following documents handy – 

  1. PAN card.
  2. Aadhaar card.
  3. Signed ECS mandate.
  4. A cancelled cheque.

Submit them alongside the duly filled application form to complete the process.

Benefits of using the Experia portal

The Experia web and app portal comes with several features and facilities to enhance the customer experience. They include the following.

  • Quick access to loan statements

You need to keep your financial documents and certificates handy for various reasons, such as tracking your loan status, planning finances efficiently, etc. The Experia portal allows you to keep track of all your credit statements easily, and in one place. Besides the statements for your loans, you can also download interest certificates, NOC, and more from this online portal.

  • Pre-approved offers for existing customers

Customers can benefit greatly by availing credit at customised terms and conditions. Such loans, tailor-made for a specific user, are provided via the customised pre-approved offers. 

Such offers, available on secured and unsecured advances, simplify the loan application process and are also time-saving. You can check your pre-approved offers under the ‘Offers’ section by providing a few essential details like your name and contact number.

  • Facility to prepay your loans online

If you are looking to reduce your loan liability by prepaying a portion of your dues, the Bajaj Experia portal is the ideal platform to do so. After signing in, go to the ‘Online Payment’ option and choose one of the payment methods to part-prepay. You can also foreclose your loan account through via the online portal easily.

  • Fulfil your insurance coverage needs

Besides allowing you to apply for a Bajaj EMI card, the portal also helps in choosing the right insurance plan to safeguard your finances in case of any healthcare emergency or otherwise. From family health insurance plans to standalone lifestyle coverage benefits, you can find a suitable policy for any of your requirements here.

  • All loan details available at a place

Bajaj Finserv borrowers can access all the relevant details about their existing loans from this platform. Click on the ‘Relations’ option at the portal’s homepage for immediate access to your credit details, including the total principal, principal and interest outstanding, remaining tenure, repayment schedule, and more. 

As you can see, this online portal is useful in a multitude of ways. Use it to stay on top of your debts and manage repayment effectively. Log in with only your customer ID and password to bring a range of financial products and services at your fingertips.