If you’re looking for intermediate warranty protection for your car, you’ll find a lot of choices on the market. There is so much to choose from and at different prices, so what do you choose? You might consider looking at Ox Car Care, a popular extended auto warranty provider with nationwide coverage. They offer the Platinum plan, which covers a high number of your vehicle’s important components for repairs and offers other useful benefits.
Would this be the coverage you are looking for? Read on and decide!
What Is Offered Under Ox’s Platinum Plan?
The main reason to get a car warranty is to cover repairs after a mechanical or electrical breakdown. At Ox Car Care, there are three main plan levels for such protection, of which Platinum is the middle choice. With that plan, you would get many more parts covered than with a powertrain warranty, but it won’t quite give you bumper-to-bumper coverage. Keep in mind that you will have to pay an extra charge if you want to cover a rideshare car or if you make certain modifications to it.
The specific categories covered are the engine, transmission, transfer case, drive axle, steering, air conditioning, fuel systems, cooling systems, brakes, and base electrical components. Seals and gaskets are included only if required with another covered repair.
Your Platinum plan also comes with roadside assistance benefits like towing, flat tire assistance, battery jump-starts, and more. You may also get some reimbursement for rental cars, if needed during a repair, and for tires damaged by “road hazards,” as well as free oil changes, tire rotations, and alignment checks.
Much of this should be detailed in their contract, including all the specific components that are covered. Ox Car Care includes sample contracts online for their three main plans, and you should read through them before deciding on your policy.
How Much Does Ox’s Platinum Plan Cost?
There’s no specific number that we can share here. Ox Car Care, like most top warranty companies, requires you to contact them for an individualized quote based on your needs, location, budget, vehicle characteristics, as well as the term period and mileage limit choices they offer.
You might be quoted a monthly payment of $120 to upwards of $200 for your coverage, and that would be paid over a variable monthly installment period that you’d work out with them. Your deductible would be between $100 and $250. You might be able to find a deductible and monthly payment amount that work best for your budget when negotiating with their salespeople.
Does Platinum Make Sense For You?
With this plan, you get a good amount of protection and features. If you have a well-used car or plan to buy a pre-owned vehicle with an internal combustion engine and you want to cover its many mechanical and electrical parts, then you will be happy with this plan. Although they don’t list their mileage restrictions online, Ox may still accept your car even if it has a lot of miles on it.
But what if you want less coverage or more? Your choices at Ox Car Care are between a powertrain warranty and a more comprehensive, listed parts plan. If you have an older, high-mileage car and want an affordable, basic protection plan, then you’d choose the Gold plan. On the other hand, if you have a newer car with a lot of high-tech electronics, such as a hybrid car, then you’d pick the Diamond plan.
There are suitable plans at other providers that might suit you as well. CarShield, for example, also has a Platinum plan that covers more categories and has a greater number of components included. They have many other options with more features if that plan doesn’t suit you, as do a few other providers, and they sell coverage on a monthly or per-contract basis. You may be able to get a similar deal on monthly costs as you do with Ox by negotiating.
The Bottom Line
Your specific vehicle protection needs and budget will dictate the type of plan you get. If you want a compromise between cost and features, then the Platinum warranty is your best bet at Ox Car Care. Still, you should compare the sample contracts of their plans to see if you’re getting the coverage you desire. And make sure to look into other providers, who just might have a better fit for you. Many of the top companies can work with you to find the best deal, even if it appears too expensive at first.