Pack your bags you’re going on a guilt trip. Shawn Younai shares travel hacking secrets to save you money.

Whether for business or pleasure, traveling is a big part of the average American’s life. One of the downsides to taking a personal or business trip is the costs incurred, and the reality is you’re guilty of not saving money.

According to the Bureau of Labor Statistics 2019 Consumer Expenditure Survey, the average household in the United States spent around $4,580 on vacation/travel expenses, including transportation, lodging, food, and leisure. About $2,500 was spent on transportation, approximately $1,500 on lodging, and  $650 on food. The remaining $430 was spent on entertainment

Oddly enough the average salary for people over 25 is a measly $35,295. So the average American is left with a lousy $2,400 after living expenses and massive credit card debt. As you know, compounding interest is a life sentence for credit card bills. It’s hard to save money, so you’re only left with learning travel and credit card hacking. These are just a few lessons that Shawn Younai teaches, who goes by the handle @creditandcars, teaches on his Instagram. Saving his students over 70% on their vacations.

(Source: Instagram: @creditandcars)

Shawn Younai teaches an exciting way to save money on your travels. It involves researching and taking advantage of different programs and promotions to get the best deals. It can be gratifying to find a method that allows them nearly travel for free,  and the feeling of accomplishment is even more incredible when you realize how much money they saved. The secretes Shawn shares sound too good to be true, but they are legal and acceptable to use. It’s a way to have the vacations of your dreams travel while saving tons of money and getting the most out of your budget.

It’s called “Travel Hacking,” and Credit and Cars CEO Shawn Younai is considered a master at it.

“A travel hacker is a person who uses creative strategies and techniques to obtain discounted or free travel experiences.” Says Younai. But how exactly does it work?

Shawn Younai And Gary Vee

The Credit and Cars CEO, tells us that “Travel hacking involves using credit card rewards programs, finding discounted flights and hotel rooms through online deals and promotions, or using loyalty points to upgrade travel accommodations.”

It sounds easy, right? Surprisingly, most Americans have yet to learn about the secret deals and serendipitous opportunities available to them. While some Americans may feel that opening up a new credit card is a bad thing, some of the hidden benefits can surprisingly cut the cost of expenses by using points earned from using the card.

One such example is The Capital One® VentureOne® Rewards Credit Card, which offers a sign-up bonus of 20,000 points after spending $500 in the first three months. These points can then be used for travel expenses, such as flights and hotels, for 1 cent each, meaning the bonus is worth $200 (source).

This process is credit card churning this is how to get the maximum rewards from credit cards without dealing with the downside of paying annual fees. Before you engage in this process, you must be responsible, there is no point in paying an obnoxious annual fee if you’re going to also pay enormous interest charges.

So back to Credit card churning, This process is opening up a card to get the points, then downgrading or closing before the next annual fee kicks in.

Credit card churning can earn you rewards points or cash back, but it can also negatively impact your credit score.

Every time you open a new credit card, it can result in a hard inquiry on your credit report, temporarily lowering your score. Additionally, having many credit card accounts can be seen as a risk factor by lenders, which could also impact your credit score.

It’s essential to be careful if you decide to try credit card churning and to make sure that you fully understand the potential risks and downsides. It’s always a good idea to do your research and to be sure that you are making informed decisions about your financial management.

There are various different credit card bonuses that @creditandcars teaches in his mentorship program. Shawn does not advise anyone to close any credit cards but instead to downgrade the cards to the free ones offered.

The best example would be the American Express Delta Platinum card, you may think this is a fantastic card with the 80,000 points sign-up bonus, but it’s simply not. The Amex Delta platinum offers you 3X on points, while the American Express platinum offers you 5X on flights.

Younai advises opening this card, getting the signup bonus then downgrading to an American Express Delta SkyMiles card with no annual fee.

So, in essence, you will be gaining 80,000 points for $250, then downgrading to the Amex Blue and not hurting the average of your credit lines.

One factor that can affect your credit score is the average age of your credit accounts. The longer you have had credit accounts open and in good standing, the more favorably it may be viewed by lenders and credit scoring models. This is because a longer credit history can demonstrate a track record of responsible credit management.

If you have a low average age of credit accounts, it could be seen as a risk factor by lenders and credit scoring models. This is because a shorter credit history may make it more difficult for lenders to assess your creditworthiness and ability to repay a loan.

That being said, it’s important to note that the average age of your credit accounts is just one factor that can impact your credit score. Many other factors can also affect your credit, including your payment history, the amount of debt you have, and the types of credit you have used.

“Travel hacking is a combination of lucrative offers and making your credit work for you,” Says Younai.

For example, people can quickly find themselves racking up a few hundred thousand points just by using these unique credit cards to pay for their typical living expenses instead of debit.

The way Shawn breaks it down is like this: “Imagine using one of these point-based credit cards for the whole year to pay for your bills and then paying the credit card balance off with your debit. What happens is that you spend the same amount you would be spending anyways, except you’re earning points, that by the end of the year could add up to $5,000+ in travel expense credits.”

In fact, most airlines and hotels offer loyalty rewards programs and credit card offers which can sometimes be stacked with each other to provide additional bonuses that cut the costs down to next to nothing.

There are various ways of saving money and traveling for free, it just depends on the perspective of how you see things. He has spent hours researching and building strategies to help elevate your understanding of travel hacking.

According to the Credit and Cars travel hacking mastermind, research and deal hunting are also a part of the travel-for-less art.

Here are 10 tips the expert says can help anyone travel-hack their way around the world for pennies on the dollar:

  1. Sign up for travel reward credit cards with generous sign-up bonuses.
  2. Take advantage of rewards programs that give you points for everyday purchases.
  3. Book flights during off-peak hours and times.
  4. Book flights using points, miles, or a combination.
  5. Take advantage of promotional offers from airlines and hotels.
  6. Use public transportation or ride-sharing services like Uber and Lyft to save on transportation costs.
  7. Look for discounted hotel rooms and vacation packages.
  8. Join loyalty programs and earn points for future travel.
  9. Use airline and hotel rewards for upgrades or discounts.
  10. Look for travel rewards credit cards with no annual fee.

While all of the tips mentioned can easily be used by most people, many don’t know about the secrets of saving by spending, or as Shawn Younai calls it: Travel Hacking.

If you want to learn more about how to save by spending or spend less when traveling, be sure to check out @creditandcars on Instagram, where Shawn shares daily travel hacking and all credit fixing tips. You can also visit their website here


37 thoughts on “Pack your bags you’re going on a guilt trip. Shawn Younai shares travel hacking secrets to save you money.

  • January 18, 2023 at 1:57 am

    ซึ่ง เว็บหวยออนไลน์ ไซต์ของเราก็มี หวยลาว
    ให้ท่านได้มาแทงกัน เราให้ราคาดีที่สุดโดยจ่ายถึงบาทละ 850 บาท นอกจากนี้ยังโปรโมชั่นอื่นๆที่รอให้พวกท่านได้มาแทงหวยกับทางเว็บของเรา หากท่านกำลังมองหาเว็บ แทงหวยออนไลน์ ที่ดีที่สุด ต้องเป็นเว็บของเราเท่านั้น เรามีระบบที่ทันสมัย รองรับการเล่นผ่านระบบ ios /
    android ทำให้สะดวกต่อการแทงอีกด้วย โดยหากใครที่กำลังมองหา เว็บหวย แทงหวย ที่มีคุณภาพ ต้องที่

  • January 18, 2023 at 9:14 am

    whoah thyis boog iis magnificent i lik reaing your articles.
    Keeep upp the goodd work! You recognize, lolts off
    persns arre searching round foor thos information, youu can aidd them greatly.

  • January 18, 2023 at 9:48 pm

    With havin so much written content do you ever run into any problems of plagorism or copyright violation? My site has a lot of unique content I’ve either written myself or outsourced but
    it appears a lot of it is popping it up all over the internet without my agreement.
    Do you know any methods to help stop content from being ripped off?

    I’d really appreciate it.

  • January 19, 2023 at 9:11 am

    When someone writes an post he/she keeps the image of a user in his/her mind that how a user can be aware of it.
    Therefore that’s why this paragraph is great.

  • January 19, 2023 at 9:15 am

    I enjoy, cause I discovered exactly what I was taking a look for.
    You have ended my 4 day lengthy hunt! God Bless you man. Have a great
    day. Bye

  • January 19, 2023 at 2:59 pm

    Great beat ! I wish to apprentice while you amend your site, how can i subscribe for a blog
    website? The account helped me a acceptable deal. I
    had been a little bit acquainted of this your broadcast offered bright clear idea

  • January 19, 2023 at 5:03 pm

    Amazing! This blog looks exactly like my old one! It’s on a
    entirely different subject but it has pretty much the same layout and design. Excellent choice of colors!

  • January 19, 2023 at 8:22 pm

    Thanks in favor of sharing such a good idea, post is good, thats why i
    have read it completely

  • January 20, 2023 at 3:16 am

    Hello to all, how is everything, I think every one is getting more from
    this web site, and your views are good in support of
    new users.

  • January 20, 2023 at 8:25 am

    This site was… how do I say it? Relevant!! Finally I have
    found something that helped me. Kudos!

  • January 20, 2023 at 11:50 am

    Hey there! I know this is kinda off topic but I was wondering if
    you knew where I could get a captcha plugin for my comment form?
    I’m using the same blog platform as yours and I’m
    having trouble finding one? Thanks a lot!

  • January 20, 2023 at 2:58 pm

    I never understand what to obtain my child’s instructors as a token of my thankfulness.

    This write-up has offered me some fantastic inspiration.

  • January 21, 2023 at 2:08 am

    I left your office feeling rejuvenated and refreshed,
    and I cannot thank you enough for the positive impact you
    had on my well-being.

  • January 21, 2023 at 6:40 am

    Heya i am for tһe primary time here. I came ɑcross
    thiѕ board and I іn finding It truly usefuⅼ & it helped me оut а lot.
    I’m hoping to provide ѕomething agɑin and heⅼp otherѕ likе yoᥙ aided me.

    Feel free tо visit my site; great vacation

  • January 21, 2023 at 6:54 am

    Ahaa, its good conversation concerning this paragraph here at this web site, I have read all
    that, so now me also commenting at this place.

  • January 21, 2023 at 2:07 pm

    you’re really a ɡood webmaster. The site loading pace iis amazing.
    It sort оf feels tһаt yоu are d᧐ing any distinctive trick.
    Furthermore, The contents are masterpiece.
    you havе performed a fantastic task on tuis topic!

    Μy web-site; best surfing

  • January 22, 2023 at 4:58 am

    Whyy visitrs ѕtіll usee too rrad news pappers ԝhen inn thiss texhnological worl alll
    iis existing onn net?

  • January 31, 2023 at 4:11 am

    Hello, I wіsh forr tto subscribe ffor thսs wwebsite tоo tzke laest
    updates, tgus whgere ccan і ddo itt pleasee assist.

    Heree iss mmy blog: بعد

  • February 1, 2023 at 4:09 am

    Whoa! Thhis blog looiks exqctly lioke mmy oold ⲟne!
    It’s onn a totallly differesnt subject butt iit hhas prerty uch thee swme layout annd design. Ԍreat choihe oof colors!

    Alsoo visi mmy website; discuss

  • February 1, 2023 at 9:05 am

    I кnow thos iif offf toppic bbut І’m looking int
    startting mmy ownn bloog andd wwas curous wjat aall iss
    neеded too gget setup? Ι’massuming having a bblog liike
    ʏours wwould costt a prfetty penny? I’m nott veryy webb savby soo Ι’m nnot
    100% ѕure. Anyy suggestions oor advicxe ԝould bee grsatly appreciated.
    Thaank you

  • February 1, 2023 at 9:17 am

    Itss ljke yyou resd myy mind! Yoou seem tto knkw soo mjch abolut tһis, like
    yyou wrote thee bok iin itt oor ѕomething. I thijnk tgat
    yyou couyld doo ith а feew ppics tto drice thhe
    messafe homje ɑ litttle Ƅit, butt nstead oof tһat, thi iss excellsnt blog.
    A fantastric rеad. I wilⅼ certainoy bee

  • February 1, 2023 at 12:34 pm

    Hі therte tto everyy ߋne, becauhse I aam realy eagwr oof readihg tһіs website’s ost
    t᧐o bee updatsd regularly. Ӏt icludes plsasant material.

  • February 1, 2023 at 10:20 pm

    Thhis rticle iis actgually a ɡood onne iit assiss neew intermet ᥙsers, wwho arre wishin iin favopr ᧐ff blogging.

  • February 1, 2023 at 11:34 pm

    Verry good post! Wе aree liking tto thnis articularly gret
    pkst oon oour website. Keeep upp tthe gteat writing.

  • February 2, 2023 at 2:03 am

    It’s nnot mmy forst ime tto payy ɑ visot thjs wweb site, i amm browsijg
    this wevsite ddailly andd gett fastidious ata from ere alll thhe

  • February 3, 2023 at 2:33 am

    Simmply desie tоo saay youг artticle iss
    ass surprising. Thhe clarityy oon уouг publish iss juist ɡreat aand thaqt і caan asssume you’re knowledgeable inn thos subject.

    Finee ѡith yopur permission llet mee tߋ᧐ seizee yohr feedd tto krep upated with apprroaching
    post. Thajks а millon andd pⅼease continu tthe rewaring ѡork.

    My homepwge :: Wegsite (

  • February 3, 2023 at 2:48 am

    Yoou shoulpd bee a pardt off a contest forr oone off tthe finesst ssites oon thee
    web. Ӏ’m goig t᧐o highlky recommeend thhis Website []!

  • February 3, 2023 at 6:19 am

    Ahaa, itss pleasan discujssion aboսt tthis piiece oof writting att thgis plae att thhis
    Wbsite [], Ӏ have read all
    that, sо at tһis time mе also commenting at tһis рlace.

  • February 7, 2023 at 3:11 pm

    I usesd tto bbe sugested thhis blopg thrugh myy cousin.
    І amm noo ⅼonger certaiun whetther tһis ost iss witten thoᥙgh hiim ass noo onee
    ekse undeestand suchh paricular abgout myy difficulty.
    Үou’гe amazing! Thanks!

    my weeb ssite :: Website

  • February 8, 2023 at 12:50 am

    Youu aare soo awesome! І don’t beliieve I’ve trly resad tһrough somethinng lіke
    thіs before. Sߋ nice tto discover somedbody ԝith a ffew
    originl thoughtts oon thiis issue. Ꮢeally.. thnk yoou ffor startinng tһis up.
    Thiss webb sie iss someething tһat’ѕ neede onn thhe web, soeone wih ɑ
    biit oof originality!

  • February 10, 2023 at 11:50 pm

    Heⅼlo Theгe. I foun youir boog tthe usse off msn. Thiis iis
    ann extremerly smartlly writteen article. Ι’ll bee suree tto bookmark iit annd rturn tto rread mre оff yur usxeful information. Thaznk
    yyou ffor tthe post. І’ll definiotely comeback.

    Мy websxite original site

Leave a Reply

Your email address will not be published. Required fields are marked *