Online Payment Processing Software You Should Note For E-commerce

COVID19 has impacted E-commerce in a big way. Not only grocery and apparel, but it gave a boost to many B2B websites and businesses. And by the end of 2022, electronic transactions are expected to increase by 83%. 

The evaluation of payment processing and related technologies has had a significant role in the growth of E-commerce. Today, eCommerce merchants have plenty of payment options – when it comes to systems, and customers have seamless options for payments, making the whole process transparent and safe.

Installing or integrating with an E-commerce platform is a big decision, so you need to consider some factors and make the best possible choice in the E-Commerce payment processing solutions. 

Factors to consider while selecting E-com payment processing solutions:

  • Recurring subscriptions 

Most E-com platforms set up a monthly fee system for customers. If you’re looking for the same feature, you will have to choose gateways that support the feature. Also, you must select a gateway that allows you to tweak subscription plans.

  • Modes of payments 

Modes of payments give your customers a wide choice to make payments. Ideally, choose different methods of payment for complete flexibility. For example, apart from debit and credit cards, your payment processor should accept PayPal, Mobile wallets, and E-check payments. 

  • Security level 

The payment solution you choose for your E-com platform should be PCI compliant. If possible, it should offer tokenization. 

  • Integrations 

It is essential to check for levels of integration while choosing a payment provider. Your online payment processing solutions should integrate with E-commerce services like QuickBooks. Integration with an online marketplace also saves time. 

  • Global payment solutions 

If you are eying an international market, choose a payment provider that allows international payments. Plus, it should support credit cards and allow users to convert payments into different currencies. Most importantly, it should support the tax system of the place or location you choose. 

Let’s look at some Online Payment Processing Software For E-commerce, you can consider:

1. Google Pay 

Google Pay allows users to make payments in seconds, and that’s why it has become a popular payment gateway over time. It lets you connect an account to Google Pay, which helps make payments online and on mobile platforms. 

Plus, you can pay and receive payments instantly from your contacts. You can shop, recharge, pay the bills and do much more with Google Pay. The best part is that it does not charge the online stores and merchant fees for accepting Google Pay. However, if the shopper uses a credit card through Google Pay in-store, the company may charge extra fees.

2. Stripe 

Stripe is a popular payment solution for web developers who want to integrate a payment system into projects or sites. And Stripe’s robust API technology is a perfect integration solution. 

By skipping the traditional signup process, it acts as a merchant account for its providers. As a result, Stripe handles all the PCI merchant approvals with PCI compliance. 

If you’re looking for universal payment solutions, it lets you accept all kinds of debit cards, credit cards, and popular payment modes you can integrate into your E-com store. You will be sorted with a single integration feature of the Stripe.


GETTRX offers customized payment solutions for your business needs. For merchants, it provides payment platforms that suit every business need or E-com store needs. 

Choose from features like – POS, subscription, or invoice. With various eCommerce plugins, you can integrate with other applications. Additionally, it offers features like API and faster approval. 

The solution offers next-day funding for qualified merchants. GETTRX is the best payment processing solution for businesses that offers complete flexibility.

Also, with in-house customer service, zero processing fees, and the best support, you can never have any payment-related issues.

4. WePay 

Independent software vendors can choose WePay as a payment processing service. The company enables small businesses to accept payments through software platforms. 

It accepts credit cards and bank accounts in your store. It is a more secure and reliable payment gateway than other options available. 

For instance, if you have a Magneto merchant account, you can integrate the WePay merchant account with your Magneto store to enjoy amazing features in the payment extension. 

The best part, Wepay negotiates the rate with the online store. If a platform chooses not to set a rate, it charges a standard fee of 2.9% plus 30 cents per transaction. 

5. Amazon Pay 

There are major benefits of using Amazon Pay for your E-commerce website. First, simple integration enables merchants to offer payment methods, including credit cards, debit cards, gift cards, APIs, and EMIs. 

Also, customers using the Amazon Pay card can get unlimited 2% cash back on online transactions. Additionally, merchants can set up digital storefronts for customers to make the products discoverable in the app. 

Merchants can add the Amazon Pay button to their checkout on the store. Also, it provides a unique cash-back feature that attracts customers. 

6. Square 

Apart from E-commerce platforms, Square offers customizable solutions for brick-and-motor stores. Therefore, it is an excellent choice for those who have physical stores but want to sell online. 

The payment processing solution is known for its stellar POS system, seamlessly integrating with other payment processing solutions. However, the best part about the Square is – it lets you integrate with all the major E-com platforms like Wix, Woocommerce, Open cart, Magento, WordPress, and 3D cart. 

Plus, you don’t have to pay monthly for adding the solution to your site. However, it charges a standard 2.9% plus 30 cents per transaction like PayPal. 

7. Paypal 

PayPal needs no introduction, as it’s the most popular payment processing platform. More than 30 million merchants and more than 400 million customers use PayPal. 

All the payments are made using credit cards or existing accounts. The money can be transferred to an email id, encouraging users to signup for a PayPal account. 

Additionally, PayPal allows users to send money through its service. It is affordable and reliable and has all the security features for payment transactions. 

It charges 49 cents for transactions but has no setup or monthly fees. Integrating with the PayPal payment processing platform is simple and convenient. 

8. Stax 

Stax is an ideal payment solution for mid-size and small businesses. It is also feasible for online stores to have a high sales volume. It accepts all the major payment modes and integrates with terminals and the Point of Sale system, which provides ease of use. 

It offers flexible options for integrations with shopping carts and plugins. With a pre-built template, you can design your customized shopping cart. 

Stax integrates with QuickBooks and the My business page. Besides, the solution offers a subscription-based pricing model with a flat fee. However, pricing starts from $99 per month, including a mobile card reader, ACH processing, and a free terminal.

9. Braintree 

Braintree is a popular merchant account payment solution known to back tech startups like StubHub and Airbnb. Braintree is a part of the PayPal ecosystem, and it provides efficient payment processing solutions you can use for your E-com website. 

With Braintree, you can use a range of payment methods – PayPal, debit and credit cards, Google Pay, and other mobile payment options. 

It also lets you add Venmo to the payment option. Ideally, there is no monthly or setup fee, which is an advantage. Instead, it charges 2.59% plus 0.49 cents per transaction using cards and digital wallets. As a result, you can reach more buyers and improve your conversions with Braintree. 

10. has a base of more than 4 lac merchants and is one of the most popular payment processing solutions. Ideally, it handles more than a billion transactions every year with security features. 

It offers an advanced fraud protection feature with recurring payments. Merchants can choose a plan where they can allow customers to submit monthly or installment payments. Additionally, it lets you keep card information updated to avoid payment issues. 

As a website owner, you can add a direct Buy now or Donate button to your E-commerce platform. Plus, it easily integrates with Magento, X-cart, and many other E-com platforms. It offers an all-in-one solution for gateways and merchant accounts. 

You can integrate with many payment processing platforms, but keep your requirement in mind. Then, depending on the E-com store, you can choose an online payment gateway that offers you complete flexibility and affordability. 

Choose the one that is in line with your business needs. Moreover, it is essential to check for company reviews and added integrations with plugins. Scaling your E-com business becomes easy if you choose the right online payment processing platform. 

Author Bio

Author Name- Megha V.

Author Bio- I am a Creative diginative who spends too much time on social media — interested in combining technology and creativity with my blogs – loving all things nerdy. Minimalistic design, organizing great events, and constant learning excite me.

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Ellen Hollington

Ellen Hollington is a freelance writer who offers to ghostwrite, copywriting, and blogging services. She works closely with B2C and B2B businesses providing digital marketing content that gains social media attention and increases their search engine visibility.