National Housing Bank Assistant Manager. Where to start?

NHB stands for National Housing Bank which is a government-owned institution. Its headquarter is in Delhi and its regional offices are located in Bangalore, Hyderabad, Mumbai, Kolkata, and Ahmedabad. It aims at housing finance institutions of all segments of the population. The NHB conducts research and analysis to deliver the best results. NHB invites eligible candidates for the post of Assistant Managers in Junior Management Grade I. NHB conducts exams for the recruitment of Assistant Managers. It is a prestigious organization and requires the employees to be committed to their work. Since it is a government-owned organization, you will enjoy the perks of government jobs. 

The application process is completely online. Before applying for this post, you must go through the detailed official advertisement on the website of NHB or checkout online websites for upcoming government exams. Go through it thoroughly to understand the eligibility criteria and deadlines. We discuss the important information regarding this exam below.

Eligibility criteria

Age limit: The candidate must be in the age group of 21-30 years. The relaxation in age is given according to the government guidelines. 

Educational qualifications: The candidate must possess a full-time bachelor’s in any discipline with a minimum aggregate of 60% from a recognized university or a maser’s degree in any discipline with a minimum aggregate of 55%.

Candidates with qualifications of Chartered Accountant/ Company Secretary/ CMA are also eligible to apply. The candidate must have a valid mark sheet, degree certificate, and other relevant documents that prove his/her eligibility.


The recruitment to NHB Assistant Manager is a two-step process. The first round is an online exam and the second round is an interview. To succeed in this exam, you must be well acquainted with the exam pattern and the syllabus. Your further study plans should align with your syllabus and your capacity. Go through the syllabus thoroughly and mark the important topics. Segregate your weaker sections. 

The online exam has an objective and a descriptive section. The objective part consists of four sections which are as follows:

  • Reasoning and computer aptitude: This section has 45 questions and the maximum mark is 60. The total duration allotted for this section is 60 minutes.
  • General awareness and computer knowledge: This section has 50 questions and the maximum marks are 50. The total duration allotted to this section is 40 minutes.
  • English language: There are 25 questions in this section and the total marks are 30. The time duration allotted for this section is 35 minutes.
  • Quantitative aptitude: More emphasis is given to data analysis and interpretation. This section has 35 questions with total marks of 60. 

The descriptive section is an English language part that consists of a letter and essay writing. It has 2 questions for 25 marks and the total time allotted for this section is 30 minutes. The candidate can choose either Hindi or English as the medium of the exam. Both the objective and descriptive type sections are conducted online. You must get a minimum qualifying score in the descriptive paper. 

There is a penalty for marking incorrect answers in the objective paper. One-fourth of the marks of that question is deducted if an incorrect answer is marked. There is no negative marking for unattempted questions. The total score obtained in the exam is normalized using the equi-percentile method. 


Now that you are aware of the exam pattern and marking scheme, you must understand the syllabus. We have discussed the syllabus for the NHB Assistant manager briefly.

    • Reasoning: Science and technology related to current events, series completion, analogy, syllogism, inequalities, data sufficiency, blood relations, input-output, questions based on directions, seating arrangements, puzzles
    • Quantitative aptitude: Questions on time and work, distance and time, speed, number series, percentage, simple interest, compound interest, profit and loss, data interpretation, averages, ratio and proportion, problems on ages, simplification, and approximation
    • English language: Grammar and vocabulary based questions, punctuations, reading comprehension, sentence rearrangement, fill in the blanks, social science, economy, environment, wrong spelling, essay, story, phrase replacement, error spotting, one-word substitution, synonyms, antonyms, verbal ability questions, cloze test, double fillers, single fillers
  • General awareness: 
  1. Economy and banking awareness: Bank news, current affairs related to banking, finance, and economy, economic surveys, indices and reports, bank names, chairpersons, headquarters, economic and corporate appointments.
  2. Computer awareness: Computer fundamentals, history, and evolution of computers, data processing cycle, parts and functions of the computer system, input and output devices, computer languages, operating systems, Microsoft Office, file extensions, database management systems, keyboard shortcuts, computer viruses, internet, and networking. 
  3. General awareness: General knowledge, current affairs, sports news, government schemes, annual budget, superlatives, important dates, and important appointments.

There is a sectional cutoff in the online exam that you must clear in order to be eligible for the interview. Apart from a sectional cutoff, there is an overall cutoff that you must clear in the online examination. You must keep this in mind while attempting mock tests and practice papers. Each and every topic is important. Use your time wisely and allow time for every topic. Do not get stuck with one topic and keep moving forward with other topics. It is not wise to skip any topic if you are preparing for the NHB Assistant manager exam. 

Practice sectional mock tests. It will help you to analyze each topic separately and you can identify your weak areas. Work on speed and accuracy. The time allotted to each section is fixed, so you must be careful while attempting the questions. You also need to avoid negative marking so work on your accuracy. Making short notes and repetitive revision can be helpful in improving your accuracy. The score obtained in mock tests is just to analyze your performance. You will understand the exam pattern and you will get adapted to the exam mindset if you attempt these tests regularly. 


The cutoffs are decided on the basis of available vacancies. A merit list is then prepared category wise which is based on the aggregate marks scored in the online exam. Candidates who make it to the merit list are called for the interview. You will be asked to present some documents during your interview. Take note of all the important documents mentioned. This is very important since the unavailability of any important document can lead to the cancellation of your candidature.