Operating a daycare is never easy, and it becomes even more challenging during a pandemic. If you are wondering how to run a daycare, keep your children and staff safe, reduce liability, and remain solvent, you aren’t alone.
The past year has been hard on everyone.
What do you need to run a daycare? Insurance to protect your business and yourself is at the top of the list.
If you don’t have one in place, a rigorous cleaning program and a way to document it. Finally, a screening tool to catch illness early. Here’s what else you’ll need to have.
Check Your Daycare Insurance Coverage
There’s no greater responsibility than taking care of someone else’s child.
Wondering what coverage is needed to protect you and your staff in the case of injury or illness? Here are a few things to include.
General liability covers most issues that may crop up at your business. It provides coverage if someone is injured or their property is damaged.
Errors and omissions coverage protects against complaints made by a parent or guardian who feels you haven’t provided promised services.
Daycare-specific coverage, such as protection against corporal punishment complaints or accusations of sexual abuse, provides a layer of coverage that is, unfortunately, necessary.
Umbrella liability coverage provides an extra level of protection above and beyond your general liability coverage. It kicks in after exhausting general liability coverage.
Create an Official Policy for Cleaning
Gone are the days when you could just grab cleaner and wipe down surfaces at the end of the day.
Create a cleaning checklist. Add space to sign off on each completed task. This makes it easy to keep up with cleaning and provides documentation that you are following recommended procedures.
Keep a generous supply of EPA-registered disinfecting cleaning wipes. This makes it easy for staff to wipe down high contact surfaces throughout the day.
Clean messes with soap and water before disinfecting the area.
Use Symptom Screening
COVID-19 doesn’t always cause symptoms, but you should still put in place a screening process for children in your care. Don’t assume parents will keep their kids home if they aren’t feeling well.
Screening questions include:
- Has your child or anyone in the household tested positive for COVID-19?
- Has your child or anyone in the household shown symptoms of COVID-19?
- Has your child been exposed to anyone with COVID-19?
A child who tests positive for COVID-19 or has symptoms of the illness should stay home for at least 10 days from the onset of symptoms. They should be symptom-free and have been fever-free without the help of medication for at least 24 hours before returning to daycare.
How to Run a Daycare That is Safe for Everyone
When you were learning how to run a daycare, you never thought you would be responsible for keeping your staff and children safe through a pandemic. It’s challenging, but you can do it.
Frequent cleaning, regular health checks, and ensuring you have the insurance coverage you need are all part of running a daycare. Explore this site for more ideas on running your business.