Bank of Baroda is one of the largest public sector banks that is operating in India. It was powerful before as well. Here when I say before I am referring to the time before 17th September 2018. Bank of Baroda is often referred to as BOB also.
Being a public sector bank it has earned a lot of trust from the people. And when it comes to trusting the banks in India. It is very common that the banks owned by the government of India have more trust. After all the deposits we have in these banks are completely safe.
I am not telling you that the deposits we have in the private banks are not safe. Even that is safe as the RBI has strict rules to maintain the Indian Bank sector. But I am just talking about the general thoughts that people have in their minds about the private banks.
The trust issues with the private banks are because of the things happening in India with these banks. We can consider what happened with the Yes Bank. This bank sanctioned loans to the companies which are just not eligible to get it.
That’s risky and the money which the bank is lending comes from people like me and you. The people who have bank accounts with the bank. But we don’t get to see such kind of things with the public sector banks in India. Which is why people trust them more.
This article is related to one of the public sector bank and that is Bank of Baroda. I will today brief you about the different methods which you can use to check your bank account balance.
Why Did I Mention 17th September 2018?
I mentioned this date in this article about the Bank of Baroda Account Balance. Because it was the date when The government of India announced the merger of Bank of Baroda, Vijaya Bank, and Dena Bank on September 17, 2018, to create the country’s third-largest lender.
I thought being a customer of Bank of Baroda you should know this thing about the merger. and so I thought it is important to mention this date here.
How to Check BOB Account Balance?
There are many ways to know how much balance is remaining in your bank account. I have mentioned the ones which are used most by the account holder and are convenient to use. Now it is your choice to select the one using which you would like to retrieve the amount of balance remaining in your bank account.
This is the most used method to check the remaining account balance. In fact, this is the most simple method which you can use. A missed call to 09223011311 and you will receive an SMS from the bank which will tell you your Bank of Baroda account balance.
You are using the mobile number which is registered with your bank account. If not you will not be able to check your balance by giving a missed call.
Look for ATMs in your area and visit one. Insert your ATM card into the machine. Enter your PIN number and select the balance enquiry option from the screen. The balance which is remaining in your bank account will be displayed to you on the screen of ATM Machine.
It is not mandatory that you have to use the ATM machine of Bank of Baroda itself. It can be of any bank which is running its operations in India. All the ATMs in India support the ATM Card of all the banks which are operating in our country.
Whenever we open a bank account with any of the banks in India we get a welcome kit. And in that kit, we will be getting some documentation, ATM Card, Cheque Book and the major thing we get is the bank passbook.
It is proof that you own the bank account in Bank of Baroda. And you should always keep your bank passbook safe. Because if something goes wrong with your account you will need your bank passbook.
You can use your Bank Passbook to check your bank account balance. To do it take your bank passbook with you and visit your home branch. Find the passbook entry counter and get your bank passbook printed.
Here what happens is the bank will print all the latest transactions that took place in your bank account. At the end of your last transactions that is printed in your passbook. You can find your remaining account balance.
Internet Banking is an amazing feature we can maintain our bank account right from our home. Since internet banking has become common in India people are not visiting their home branch.
That is because most of the things can be done with just a few clicks. From doing funds transfers to updating our profile details all can be done without having to visit the home branch.
And you can make use of internet banking to check your account balance as well. All you have to do is log in to your internet banking account.
Select the bank account once you successfully login and the balance which is remaining in your account will be displayed right on your computer screen.
Mobile banking is as same as internet banking, but this is optimized to be used on our smartphones with the help of an application. It is always recommended to have your mobile banking application on your smartphone.
You are using the official mobile banking application only. You can find the official mobile banking application of Bank of Baroda on Google Play Store and iTunes Store.
Make sure you install the application from the trusted source. Once you have installed it open the app enter your username and password.