Anyone who is looking to generate some funds to meet some urgent and other financial needs can look up to a personal loan in India to do the needful.
A personal loan is a unique loan facility in India which can be approved in minimum time and you can get loan disbursed into your bank accounts within 24 hours. It is because it is an unsecured loan, which means you don’t need to keep any collateral for it.
Borrowers with a higher CIBIL Score, repayment and employment record and matching a lender’s eligibility can get the loan approval instantly. Even applying for a personal loan via finance apps has eased out loan approval procedures.
What is an Online Loan App?
An online loan app is like any other app that you have on your smartphones. You can use a finance app to apply for a loan, view its status, download statements, pay EMIs, and do more.
This way, you do not need to visit your lender to call the customer care to avail financial services. All that you can do is download the best loan apps in India such as the Bajaj Finserv App on your mobile phone and get started.
What Benefits does the Finance App Provide?
Here is a quick look at some key advantages of using an online loan app in India. Have a look.
- You can apply for a loan online- Be it a personal loan, home loan, business loan and others; you can simply apply for one as per your needs on an online loan app right on your smartphone.
- You can pay loan EMIs super quick- Paying your loan EMIs for any availed financial service is now possible by using the finance apps in India.
- You can make prepayments- Even prepaying your active loan accounts to reduce the principal to pay lower EMIs is now possible when you have an online loan app at your disposal.
- Foreclosing the loan is now easier- Even the loan foreclosure before its scheduled tenor is easy to do while using an online loan app.
- You can check out pre-approved loan offers- Lenders also offer their selective customers with some pre-approved loan offer to help them enjoy special deals and discounts. It also helps them minimize the loan formalities to make it dead easy and fast for prospective borrowers.
- Raising a request for addressing grievances also available- While using the loan apps, you may come across some issues related to its usages along with some loan related problems. You can simply raise a request for all such issues on the finance apps and resolve it at the earliest. You can also check the status of active logs and detailed views of the earlier closed logs.
- You can monitor the loan progress-Viewing the details of your active and earlier loan accounts is now available on an online loan app. You can also download the loan statements on your smartphones.
Anyone applying for an instant loan should do that online and even avail the discussed loan apps benefits super easy.
Bajaj Finserv offers pre-approved offers on personal loans, home loans, business loans, EMI finance, credit cards, loan against property and other financial products. Such offers are offered to simplify the overall loan procedures to make approvals and disbursements fast.
You can check out your special pre-approved loan deals now by sharing your basic details such as your name and mobile number.