Cycling is one of the UK’s most popular ways to get out and about. Every week, millions of us get on our bikes to get to work, train for triathlons, or simply to enjoy the countryside. But as you whiz along, a ride can take a bad turn and throw you into a confusing aftermath. Knowing what to do after a cycling accident not only protects your health, but can strengthen any claim for compensation. Here’s a step-by-step guide through each stage, from immediate safety to understanding your rights as you deal with insurers, so you can focus on the important job of recovery.
First steps to take after a bike accident
If your bike crashes, your first priority is safety. If you can, move yourself and your bike out of the flow of traffic to avoid further injuries. Call 999 if you or anyone else is hurt. And it’s important to make the call even if your injuries seem minor – that small bruise could turn out to be a fracture. Paramedics’ notes and hospital records will be critical evidence so make copies or take photos of them. If you’re in a busy area like central London, where cyclists share congested roads with buses and taxis, make sure to stay calm and visible until help arrives.
Capture vital post-accident details
Once you’re safe, start collecting proof at the crash site. Take photographs of your bike, any damage to vehicles involved, and hazards like potholes or debris that could have contributed to the accident. If you were on a cycle lane, poor surface maintenance can be a factor so get closeup pictures. Ask witnesses for their names, numbers, and email addresses. If a driver is involved, record their registration plate and insurance details. Check for nearby CCTV or use footage from your own helmet camera if available (this can be pivotal evidence if your claim is disputed).
Legal rights and time limits: Know the rules after a cycling accident
You generally have three years to start a cycle accident compensation. However, there are exceptions to this limitation period if the injured person is under 18 or lacks mental capacity. Police reports can play a big role in establishing fault – as seen in the Dr Daniel Gordon case, where proving a defective bike part influenced the settlement – so report the incident promptly so there’s an official record.
Working with insurers and solicitors: Necessary evidence to support your claim
You will need to prove losses after a cycling injury so keep every relevant document. This includes hospital discharge summaries, GP referral letters, physiotherapy invoices, bike repair quotes, and even receipts for damaged clothing and accessories. If your injuries force you to take time off work, wage slips or tax returns can support a loss-of-earnings claim. Specialist cycling accident solicitors often work on a ‘no-win, no-fee’ basis, meaning they’re motivated to secure the best result. They’ll also take care of corresponding with insurers, so you don’t have to be stressed with endless phone calls and paperwork.
Cycling accidents: The key is to be prepared
From the streets of Edinburgh to Cornwall’s winding coastal routes, accidents can happen to even the most experienced cyclist. Acting quickly, gathering solid evidence, and understanding your rights are key to protecting both your health and your financial future. The more prepared you are, the smoother the road to recovery, and fair compensation.
