You might spend money on managing some payments when you work with merchant services. Sometimes you might have to spend extra to attain PCI DSS compliance. But there are some choices for free online payment processing you can utilize when trying to collect payments and keep everything as secure as possible.
One option for free online payment process work entails automated clearinghouse or ACH transfers. The transfer process can entail collecting funds directly from someone’s banking account. You can do this for free, plus you can use it for recurring payments. But it might take a little longer to manage an ACH transfer than if you used other merchant services options.
You can also incorporate an ecommerce platform into your work. Ecommerce stores can come with integrated payment options where you can collect more money from people without paying extra for the service. Many merchant services can forward you to the recommended solutions that can fit your ecommerce demands.
Another option to see for your payment plans entail one-click payments. A one-click payment option involves a person sending money from a set account to your website. PayPal and Venmo are popular choices, although Apple Pay has been rising in popularity as of late.
What About Credit Cards?
You cannot accept credit or debit cards for free, as you would still have to meet all PCI DSS compliance rules and move all payments through an interchange to make them work. You can still talk with merchant services providers to see what compliance rules they follow in any situation.
Check on what you can manage for your free online payment processing efforts. The things available for your use will vary by provider, so be aware of what works in any situation you may enter when handling your funds.