1. Flood Prep: Before
There are few things more terrifying than the thought of flooding, and most people would give their right arm in order to avoid it if they could. However, the truth is that a large percentage of homes in the United States are not properly insured to protect them against floods, and when they happen you can end up paying tens of thousands of dollars in repairs for your home after a flood. You might already have a flood insurance policy in place, but if you haven’t gotten one yet then you are going to want to get one as soon as possible. Not only is flood insurance a good way to protect your home from devastating damage, it is also one of the most affordable types of insurance that you will be able to obtain. Because it is so commonly needed by homeowners, it makes sense to start looking for your flood insurance before the problem becomes too big and makes it impossible for you to pay for the damages out-of-pocket.
When you start looking at your home for protection, it is important to know exactly how much it is worth and how to prepare for a flood in order to protect the property and belongings inside of it. The most effective way to do this is to list everything in your home, not only belongings but all of the items that can be replaced in the case of a disaster. This means not only items like electronics and clothes but also office supplies, furniture, and any tools that you may need to work on your home. It is better to protect the entire house, but if that is not possible then you need to know what is important to your family so that you can lower your premiums accordingly.
It is also important to know how to prepare for a flood in order to keep you and your family safe in the event of a disaster. You need to prepare for a potential Eversouce CT power outage, ensure that you have things such as lanterns, camping stoves, and batteries for flashlights, and anything else you may need.
2. Flood Prep: During
If you are still living in the same house after the flood zone has been lifted then you can go ahead and apply for flood insurance coverage for your home. It is advisable that you also get a flood map so that you know where the closest flood zone is. You want to remember this because you never know when a severe weather system is going to hit. In most cases the damage caused will be limited to the interior of the home, but it never hurts to be prepared just in case.
You should avoid making any structural changes to your home after the flooding has been taken care of. Once the flood has been taken care of and the flood zone has been lifted then you can work on your house’s restoration. However, if you did make any structural changes to your home before the flood warning was issued then they are not safe anymore. You should call a waterproofing professional and have them take a look at your house. They will determine the best course of action in restoring your home to its pre-flood condition. You may wish to have a professional make this process as quick as possible because often a flood can creep up on a house that is not prepared for it.
3. Flood Prep: After
If your home or office has suffered severe damage from floodwaters, you definitely need to hurry to save as much of your belongings and house as you possibly can. When it comes to flood clean-up, there are actually some very important things that you absolutely must do right away, and then there are things that you will have help doing over time. This is why it’s always a good idea to hire a flood damage restoration contractor so that you don’t have to waste your time trying to figure everything out on your own. However, even if you don’t have the money right away to hire a professional, you should still take action as soon as you can if you want to prevent further damage or loss of property.
The most common problem after a flood is mold growth. Mold can grow anywhere there is water present, including behind or between the walls and ceilings. Although it’s not always the case that mold growth will cause damage to your house, it’s something that’s certainly worth avoiding because of the potential health hazards that mold can cause. Besides that, mold growth can also make it challenging to clean up because mold spores are tiny and will often stay in the air long after the flood has cleared. As an added note, mold growth can also cause certain materials in your house to break down, such as wood, so it’s a good idea to keep all mold-killing chemicals used in your flood cleanup kit on hand in case they might be needed later. After you have cleaned up the water level and cleared all possible mold growth, the next thing that you should focus on is ensuring that your home is safe and dry. You need to turn off the main power source from your house and make sure that all the windows and doors are properly shut so that you prevent moisture from getting inside. Also, if you have any wet carpets or furniture, you should place a protective covering over them until the water in the air has evaporated. If you follow these steps, you should be able to avoid much of the damage that a flood can potentially cause, which should help to lower your risk of having long-term mold problems in your home.