COVID-19 and Workers’ Compensation Law: What You Need to Know?

Ever since the coronavirus came into the picture, marking itself as a deadly virus, workers seem to have a few questions in mind regarding their health and workers’ compensation benefits. Can they claim to contract COVID-19 at work? Does the law provide coverage for COVID-19 contraction? What will the coverage be if they get exposed to the virus at work? The answers to these questions can be quite simple yet tricky to understand.

Let’s see what you can or cannot do should you contract COVID-19 at work:

The Law Covers COVID-19

Similar to other work-related injuries or illnesses, you can file a claim for workers’ compensation benefits if you get exposed to the coronavirus at work. But there’s the rub: you must have evidence supporting that you got infected at work and during the course of your employment. If you suspect exposure to the virus, it’s legally apt to file a claim with your employer with the help of a workers compensation attorneys from the Accident Network Law Group.

What to Do if You Contract the Virus at Work?

The first step is to get, complete, and submit the workers’ compensation claim form ( DWC-1 Form) to your employer, as a verbal report does not suffice to initiate a claim. Upon receiving your claim application, the employer should process the claim to their insurance company and provide you with much-needed medical care to ensure your optimal health.

What You Need to Know About the Process

The worker’s compensation law allows insurance companies only 14 days to accept, reject, or delay the claim. If they deny your claim for not having sufficient evidence that you contracted the virus at work, get in touch with a skilled workers’ compensation lawyer. Till the time it gets accepted, you will have to get medical care at your own expense. However, if you could not support your claim despite getting legal help, you will have to bear the medical cost and loss of pay. If they delay your claim, they have 90 days from the date of the claim receipt to decide whether they will accept or reject it. During this delay period, they will have to pay you up to $10,000 for medical treatment (before they deny the claim.) However, they don’t owe any amount for time off or temporary disability.

What if the Claim Gets Accepted?

 If your claim gets accepted, know that the state law does not pay for the first three days of temporary disability until the infected worker has been out for two weeks. Benefits are then initiated and paid every two weeks subsequently. For a better understanding, contact a skilled workers’ comp attorney. It’s also worth noting that getting your claim accepted may take months.

Final note

If you have reasons to believe that you have contracted COVID-19 at work, and have enough evidence to support it, consider filing a claim for workers’ compensation benefits with your employer as soon as possible. If you need legal help, don’t hesitate to hire a workers’ compensation lawyer, as this step can make all the difference in your claim results. 

Hanery

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