Best Business Tips To Save Money In 2023

Want to save money? But due to the inflation or other expenses your saving is not enough as expected in 2023. Then here are some tips that might help you with expertise.

The cost of energy will also be subject to shifts throughout the coming year. In the meantime, inflation is continuing to blame for the extremely high pricing of many different goods. As a result, discussions regarding financial planning are becoming an increasingly vital component. In the month of February 2023, we are prepared to provide you five suggestions that will save you money.

The cost of a great many things has experienced a notable increase. The value of the money has decreased. Many people are finding life to be more challenging as a result of inflation, and the concept of savings is becoming an increasingly significant one. Because of this, on the first Monday of every month, we share with you our money-saving recommendations, which may include special offers or discounts on common purchases.

In February of 2023, you can save money by doing the following

50 extra euros if you open a current account with ING

When you open a checking account with ING at the moment, there is a one-time fee of fifty euros. The sole criteria is that you must make at least five purchases with the associated Visa card or your smartphone within the first four months after the completion of the contract in order to qualify for the bonus.

It makes no difference whether you shop in a physical store or on the Internet. After that, ING will add the premium to your bank account as a credit. When you deposit at least 700 euros in cash each month into the account, you won’t be charged a fee. This also applies to people who are younger than 28 years old. If you do not cancel your subscription, a monthly cost of 4.90 Euros will be applied.

Super Saver Price Campaign on Deutsche Bahn Train Tickets

The so-called super saver fares are currently being offered once more by Deutsche Bahn. Until the end of March 2023, participants can take advantage of this promotion, which lowers the price of tickets on chosen routes to EUR 12.90 from EUR 17.90. You are able to receive an additional discount of 25% if you have either a Bahncard 25 or a Bahncard 50.

The total cost of the trip would then be merely 9.65 euros. The tremendous discounts, on the other hand, are only available for travel on a particular train. There is no flexibility in terms of rebooking or cancellation. Tickets at the Super Sparpreis price point can be purchased up to 180 days before the departure date of a trip.

When you create a current account with Consorsbank, you’ll receive a bonus of EUR 50

Consorsbank is now offering a bonus of 50 euros to new customers who create a current account with the financial institution. You have till the 31st of March, 2023 to submit your application for the account. In order to qualify for the bonus, you must have received at least 1,500 EUR in three separate transactions from another bank during the first six months following the signing of the agreement.

The total can also be made up of a number of different transfers. People under the age of 28 or those who have monthly cash receipts of at least 700 euros are eligible for free use of the account. If you do not cancel your subscription, a monthly fee of four euros will be applied.

Withdraw funds using the ING app, and you will receive a credit of 5 euros

Customers of ING can currently choose to receive a €5 credit when they make two cash withdrawals at retail stores using the ING app. This option is already available. The submissions must be received by February 15th, 2023. Retailers Budni, Rewe, Rossmann, Penny, and DM are among those taking part in this promotion.

In order to make cash withdrawal, you will first need to enter the appropriate amount into the app. This results in the production of a barcode, which must afterwards be scanned by an employee at the checkout counter. If you make two withdrawals totaling at least 10 euros each, ING will add 5 euros to your checking account as a bonus.

Bonus of one hundred Euros from the Consorsbank Depot

At the moment, customers who register a securities account with Consorsbank can receive a bonus of one hundred euros. The volume of the deposit must be at least 10,000 euros during the first eight months after the agreement has been reached. Investing in this manner can involve the purchase of securities or the transfer of securities from the account of a third-party bank.

On the other hand, account balances, one-time purchases made through the savings plan, and executions of the savings plan are not taken into consideration. Shares, exchange-traded funds, mutual funds, and derivatives are all potential components of the portfolio. Anyone who satisfies the requirement will, on the first of the next month, have the premium deposited into the appropriate clearing account.

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