In today’s digital landscape, your smartphone isn’t just for scrolling social media—it can be a powerful tool for boosting your income. Whether you’re looking to earn on the side, save a little extra, or turn your free time into something productive, there are plenty of apps out there that help you do just that.
But with so many apps claiming to offer rewards or cash, which ones are actually worth your time?
Here’s a roundup of some of the most trusted and widely used money-making apps for U.S. users. These are apps people are using to earn extra income, pay off debt, or even fund their hobbies—no gimmicks involved.
1. Swagbucks – Earn Rewards for Simple Tasks
Best for: Surveys, shopping, video watching
Platform: iOS, Android, Web
Payout options: Gift cards, PayPal
Swagbucks is a long-time favorite for anyone looking to earn small amounts of money during their downtime. You earn points for doing things you probably already do—like shopping online, watching ads, or answering questions. Once you accumulate enough points, you can redeem them for gift cards or PayPal transfers.
Many users make an extra $50–$100 each month just by spending a few minutes daily on the app.
2. Fiverr – Turn Your Skills into Income
Best for: Freelancers, creatives, digital services
Platform: iOS, Android, Web
Payout options: Bank transfer, PayPal
Fiverr is the go-to marketplace for freelancers in the U.S. and beyond. If you have a talent—graphic design, writing, video editing, coding—you can list your services and start getting paid gigs from people around the world. While prices start at $5, most experienced sellers earn much more.
Fiverr is a fantastic platform to launch or grow your freelance career directly from your phone.
3. Airbnb – Monetize Your Space
Best for: Hosts with extra rooms or vacation rentals
Platform: iOS, Android, Web
Payout options: Direct deposit
Got a guest room, a vacation property, or even a cool garage studio? Airbnb helps you earn by renting out your space to travelers. You control your pricing, availability, and rules. Airbnb provides a secure platform and handles payments, helping thousands of Americans earn consistent passive income.
4. Upside – Get Paid Back for Gas, Groceries, and Dining
Best for: Drivers, everyday spending
Platform: iOS, Android
Payout options: PayPal, gift cards, bank transfer
Formerly known as GetUpside, this app lets you earn cashback on things you buy anyway—like gas, groceries, and meals. Just snap a photo of your receipt or check in via the app and start collecting rewards.
It’s one of the easiest ways to earn while spending, especially for frequent drivers.
5. TaskRabbit – Get Paid to Help People Locally
Best for: In-person services, handyman work
Platform: iOS, Android, Web
Payout options: Direct deposit
TaskRabbit connects you with people in your area who need help with things like moving, assembling furniture, or cleaning. Tasks usually pay well, especially in large cities. If you’re handy or just enjoy helping out, this is a great way to earn flexible income on your own schedule.
6. Rover – Earn by Taking Care of Pets
Best for: Pet lovers, students, part-timers
Platform: iOS, Android, Web
Payout options: PayPal
Rover is the ultimate gig app for animal lovers. Whether you’re walking dogs or pet sitting, you can make decent money while spending time with furry friends. Set your own availability and rates, and connect with pet owners in your area.
Perfect for those looking for a side hustle that doesn’t feel like work.
7. Acorns – Grow Your Money Automatically
Best for: Passive income, beginners in investing
Platform: iOS, Android, Web
Payout options: Linked bank account
Acorns helps you build wealth by automatically investing your spare change from everyday purchases. While this app doesn’t offer instant payouts like others on this list, it’s a smart long-term option. It’s a great entry point into investing for users who want to grow their money quietly in the background.
8. Poshmark – Sell Your Fashion Finds
Best for: Fashion resale, decluttering
Platform: iOS, Android, Web
Payout options: Bank deposit, check
Decluttering your closet? Or maybe you enjoy finding great deals on clothes you can resell? Poshmark allows users to list clothing, shoes, and accessories in minutes. U.S. sellers often make steady side income by flipping secondhand or designer items.
Shipping is made easy with prepaid labels, and the platform has a strong, active community of buyers.
Final Thoughts
The idea of earning from your phone used to sound like a dream. From freelancing to renting out your space or even just uploading a receipt, there are dozens of legit ways to earn through mobile apps.
Choose one or two that align with your lifestyle, give them a try, and stay consistent. Whether it’s an extra $100 a month or a full-fledged side hustle, these apps make it easy for Americans to boost their income, one tap at a time.
