Wherever you go to spend your hard-earned dollars, you can find ways to save some of those dollars, too. Many of these dollar saving methods won’t take a lot of effort on your end. You won’t have to make big sacrifices on the things that bring you the most joy in your life. Nor will you have to spend hours at your kitchen table clipping coupons like your grandmother may have done. You’ll read about 6 ways that you can save significant amounts of money in 2021. After all, a brand new year should bring you brand new ways to save more money.
Go Completely Paperless When Paying Your Bills
Paying bills is something we will still have to do in 2021. Why not save some money on said bills by going paperless? Many credit card companies, utility services, and many other types of businesses offer some sort of discount if you let the company know that you want your monthly payments automatically taken out of a bank account that you designate for that purpose. With some companies like Comcast, all you will need to do to enact automatic payments is check a single box the next time you pay your bill online.
Reduce Your Energy Usage Over Time
While no one likes the idea of needing to wear a sweater or sweatshirt while they’re indoors, doing so can save you plenty of money in 2021. That’s because turning back your home’s thermostat up to 10 degrees for about 8 hours a day can help you save up to 10% on your home’s energy bills. Another way you can save on your home’s energy bills is by purchasing a smart thermostat
Start Shopping Around For The Best Rates
Shopping around doesn’t just make for a great Smokey Robinson song. It’s also a way that you can save a ton of money in 2021. When it comes to paying for the services that you need, it can be really difficult to let go of the service providers that you have used for years. But if your New Year’s resolution is to save money, you have to let go of attachments in order to get the very best prices for your particular budget. By doing a little bargain hunting now, you’re ensuring that you keep more of your hard-earned money for yourself in 2021.
Buy a Family Cell Phone Plan
While having a cell phone is an outright requirement in today’s society, paying an arm and a leg for one doesn’t also have to be a requirement. If you have kids and a spouse, or even just a bunch of close friends, try looking at group plans from your cell phone carrier. Borrowing from another tip on this list, shop around for the best family plans if your current carrier doesn’t offer one that you like for your particular circumstances.
Try On Prepaid Cell Phones For Size
In this day and age, prepaid cell phones often get a bad rap. But if you care a lot more about saving money in 2021 than you do about having the very latest and hottest cell phones among teenagers, buying a prepaid cell phone can be a great way to put money that would have gone towards an expensive phone bill towards paying off some of your more onerous debt.
Mind the Data
Many cable companies such as Comcast have announced that they are putting data caps on their customers. That means that if you go over the data cap, Comcast or another company can charge you additional fees for your internet usage. This article from Reviews.org offers ways that you can save money on your data usage so you’re not paying outsized fees in 2021.