4 Best Money Saving Apps in 2022

Apps that help save money can make the process of conserving money over time simpler and more manageable. You can set up your savings account so that it deposits money into it regularly, making it easier to reach your savings objectives. 

Have a look at some of the best money-saving apps that we enjoy using the most down below.


The Acorns app rounds up your bank statement transactions to the nearest dollar and invests the difference in your Acorns account in an ETF portfolio once you register an account.

Acorns can put their money into an Acorns Later long-term strategy or an Acorns Early short-term strategy.

Acorns also offer stock and share purchases in a variety of firms. You can also select the level of investing risk you’re comfortable with, and Acorns will show you the plans that fit within that level of risk.

Cashback can be earned by buying at acorns-affiliated retailers.


There is a distinct difference between Digit and other money-saving apps, such as Acorns. Digit determines your savings target based on your spending habit and their algorithm, rather than allowing you to select one yourself. It keeps your funds safe in an FDIC-insured account up to a maximum of $250,000.

In other words, if you spend more in the fall, you save more with Digit, but if you spend less in the winter, you save less.

Digit is easy to use because it adjusts your savings to your bank statements so that when you don’t have much to save, they won’t take money out of your account. Using this, overdrafts are a thing of the past. Whenever an overdraft occurs, you will receive a reimbursement from Digit for two separate instances.


When it comes to holding customer funds, Chime uses Bancorp Bank as a third-party deposit holder. Set a portion of your pay to be saved on the app and it will do the rest for you.

It doesn’t matter how small your funds are; they still earn interest.


When it comes to keeping track of your finances, Mint is a fantastic budgeting tool for keeping track of all your bank accounts, loan accounts, credit card accounts, and investments.

If your money or credit score usage increases, Mint will give you notifications about it. It also provides advice on how to keep track of your spending by setting weekly goals.

Sharing transaction rules and alerting you when your account balance is low are further features of Mint. Personal loans, vehicle, and housing quotations, reduced interest rates on student loans, and the highest savings rate can all help you save more money on Mint.

Mint is a money-saving tool that I enjoy using, and there are unlimited possibilities.

Need More Help? Find Your Perfect Budgeting App : The Best Budgeting Apps You Should Use In 2022