3 Reasons Customers Should Hire Companies with Pool Cleaner Insurance

If you have a pool in your backyard, you’ve likely noticed how much work it takes to keep it looking its best. Maybe you’ve started looking for a pool cleaner who can help keep the chemicals balanced and the water free of debris. Before you start your search, though, make sure you choose a company that has pool cleaner insurance. Doing so will protect you in a variety of ways, such as the following. 

You Won’t Have to Pay for Pool Cleaner Mistakes

When you hire a pool cleaning team to come to your property on a regular basis, you expect to get a sparkling clean pool once they’re done cleaning it. But once in a while, pool cleaners make a mistake, causing damage to the pool or surrounding area. For example, they might drop a heavy item on the surface in or around the pool, or their pool cleaning equipment might malfunction and damage the pool lining. An employee might even accidentally damage a different part of your property, such as by swinging a long pool brush into a window, cracking the glass. 

Regardless of what kind of damage it is, it can be expensive to fix. And while you might think it’s clear that the pool cleaning company should offer to pay for it, that’s not always the case. If the business is very small or brand new, the owner might not have the money to fix your pool, leaving it up to you to pay the bill. This is why hiring a company with pool cleaner insurance is essential, since any business that has a policy can simply look to their insurance company to pay the bill. In this way, hiring a company with pool cleaner insurance can save you a lot of money if your property is ever accidentally damaged by an employee. 

Avoid Liability for Injuries 

When you have one or more pool cleaners coming to your house frequently, there’s always a chance he or she will get injured on your property. And if their employer doesn’t have pool cleaner insurance, it’s possible you’ll be expected to pay for their medical bills. 

For example, if a pool cleaner slips on a wet pool deck and breaks an arm, he or she might look to his or her employer to pay the medical bills. But if the employer is not willing or able to pay out of pocket—and doesn’t have pool cleaner insurance to pay for it—that employee will likely hold you and your homeowner’s insurance policy liable. If you want to avoid this scenario from happening, be sure to only hire a company with pool cleaner insurance. 

Similarly, if you get injured as a result of something the pool cleaner did on your property—such as leaving slippery chemicals on your patio that cause you to fall—you deserve to know you can count on pool cleaner insurance to pay for your medical bills. If the pool cleaning company doesn’t have a policy, you’ll be on your own paying for your medical bills, unless you want to deal with the time and expense of bringing a lawsuit against the company. Even if you have your own personal insurance policy to pay for your medical bills, you’ll typically have to pay a deductible or other fees, which is unfortunate when you were injured through no fault of your own. This is why hiring a company with pool cleaner insurance is the most cost-effective option in the long run, as you never know when you or your pool cleaner will get injured on your property. 

Get Peace of Mind That the Job Will Be Completed 

Another reason to hire a company with pool cleaner insurance is the reassurance that the job will be done to your satisfaction. After all, this type of insurance often includes a surety bond, which is a guarantee that the company will fully render the services you have paid for. As a result, you can rest assured that the company you choose won’t simply disappear with your money before performing the services agreed to. This kind of guarantee is important when you hire a pool cleaner, as you typically want to have a good relationship with a company that you’re going to be working with long term. 

These are just the top three reasons to hire a business with the right pool cleaner insurance policy. As you can see, doing so can protect your property, finances, and relationship with the company you choose to clean your pool. 

TIME BUSINESS NEWS

TBN Editor

Time Business News Editor Team